Only normal exclusions like:

• war or act of foreign enemies
• self-inflicted injury
• suicide
• insanity
• disease
• AIDS
• drug taking
• pregnancy and childbirth
• committing unlawful acts
• professional sports
• driving or riding in any kind of race
• air travel except as a fare-paying passenger
• hunting
• intoxication
• martial arts
• ice skating
• scuba diving
• mountaineering.

Note :- The above exclusions are not exhaustive and cross reference may be made to the Exclusion clause of the Certificate of Contract.