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Only normal exclusions like:
- war or act of foreign enemies
- self-inflicted injury
- suicide
- insanity
- disease
- AIDS
- drug taking
- pregnancy and childbirth
- committing unlawful acts
- professional sports
- driving or riding in any kind of race
- air travel except as a fare-paying passenger
- hunting
- intoxication
- martial arts
- ice skating
- scuba diving
- mountaineering.
Note :- The above exclusions are not exhaustive and cross reference may be made to the Exclusion clause of the Certificate of Contract.
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