PELAN KASIH RAKYAT ( SKIM KEMALANGAN ) KHAS UNTUK PELAUT WARGA NEGARA DAN BUKAN WARGA NEGARA MALAYSIA YANG BERDAFTAR DAN MEMPUNYAI KAD SAH PELAUT YANG DI KELUARKAN OLEH JABATAN LAUT MALAYSIA
KASIH RAKYAT ( PERSONAL ACCIDENT ) SCHEME FOR MALAYSIAN AND NON MALAYSIAN SEAFERAR HAVING A VALID SEAFERAR AUTHORITY CARD ISSUED BY JABATAN LAUT MALAYSIA
DENGAN HANYA 0.14 SEN SEHARI ATAU RM 50.00 SETAHUN , ANDA AKAN DI LINDUNGI KEMATIAN KEMALANGAN DAN FAEDAH-FAEDAH LAIN.
PERLINDUNGAN TERTAKLUK KEPADA TERMA DAN SYARAT YANG TERKANDUNG DI DALAM SIJIL INDUK KASIH RAKYAT.
WITH ONLY 0.14 CENTS PER DAY OR RM 50.00 PER YEAR , YOU ARE COVERED DEATH DUE TO ACCIDENT AND OTHER BENEFITS.
COVERAGE IS SUBJECT TO TERM AND CONDITION STATED IN THE MASTER CERTIFICATE OF KASIH RAKYAT.
PERLINDUNGAN / COVERAGE
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1. Kematian Akibat Kemalangan / Death Due Accident
2. Hilang Daya Upaya Kekal / Permenent Disablement
3.Lumpuh Kekal / Total Paralysis
4.Sebagai pengguna pengangkutan awam / As paying passenger
5. Khairat Kematian / Bereavement Allowance
6. Pendapatan harian masuk hospital / Hospitalised Daily Income .
7. Pembayaran balik bil untuk membeli gantian kaki , tangan atau kerusi roda / Reimbursement for purchase of artificial leg,arm or wheelchair.
8. Pembayaran balik fi ambulan / Reimbursement ambulance fee due to accident.
9. Pembayaran balik penggantian documen akibat di ragut / Reimbursement for replacement of documents lost during snatch theft.
10. Pembayaran balik wang pengeluaran dari ATM akibat di ugut / Reimbursement money withdraw from ATM
( Automated Teller Machine ) due to extortion.
EXCLUSIONS
- War or Act of foreign enemies
- self - inflicted injury
- suicide
- insanity
- disease
- AIDS
- Drug taking
- Pregnancy and chilbirth
- committing unlawful acts
- professional sports
- deiving or riding in any kind of race
- air travel except as a fare paying passenger
- hunting
- intoxication
- martial arts
- ice skating
- scuba diving
- mountaineering
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